Liquid Net Worth Calculator
Calculate your liquid net worth by subtracting your liabilities from your liquid assets. This shows how much cash or cash-equivalents you could access quickly.
Liquid Assets
(Stocks, bonds, mutual funds you could sell within 30 days)
Liabilities
(Due within 12 months)
Your Liquid Net Worth
Financial Health Indicator
How to Improve Your Liquid Net Worth
Build an Emergency Fund
Aim for 3-6 months of living expenses in liquid assets to cover unexpected costs.
Pay Down High-Interest Debt
Focus on credit cards and loans with interest rates above 6-8% first.
Automate Savings
Set up automatic transfers to savings accounts each pay period.
Review Spending Habits
Identify areas where you can reduce expenses and redirect funds to savings.