Liquid Net Worth Calculator

Calculate your liquid net worth by subtracting your liabilities from your liquid assets. This shows how much cash or cash-equivalents you could access quickly.

Liquid Assets

$
$
$
$
$

(Stocks, bonds, mutual funds you could sell within 30 days)

$
Total Liquid Assets: $0

Liabilities

$
$

(Due within 12 months)

$
$
Total Liabilities: $0

Your Liquid Net Worth

$0
Enter your financial details above

Financial Health Indicator

Needs Work Average Excellent

How to Improve Your Liquid Net Worth

Build an Emergency Fund

Aim for 3-6 months of living expenses in liquid assets to cover unexpected costs.

Pay Down High-Interest Debt

Focus on credit cards and loans with interest rates above 6-8% first.

Automate Savings

Set up automatic transfers to savings accounts each pay period.

Review Spending Habits

Identify areas where you can reduce expenses and redirect funds to savings.

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