Calculate Cross-Border Payment Charges Instantly
Estimate all fees for international money transfers. Compare banks, transfer services, and forex rates.
3-7%
Typical Bank Fees
1-3%
Transfer Services
0.5-2%
FX Markup
24hrs
Average Speed
Cross-Border Payment Calculator
Bank Transfer
Traditional wire transfers
TransferWise
Modern money transfer
PayPal
Online payments
Western Union
Cash pickup available
🇺🇸
USD
US Dollar
🇬🇧
GBP
British Pound
Amount to Send
$1,000.00
Total Fees
$45.00
Amount Received
£820.00
Fee Breakdown
| Charge Type | Amount |
|---|---|
| Transfer Fee | $25.00 |
| FX Rate Margin | $15.00 |
| Payment Method Fee | $5.00 |
| Recipient Bank Fee | $10.00 |
| Intermediate Bank Fee | $5.00 |
| TOTAL CHARGES | $60.00 |
Compare with Other Services
Traditional Bank
£805.00
High fees: ~$75
TransferWise
£825.00
Low fees: ~$25
PayPal
£810.00
Medium fees: ~$50
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Understanding Cross-Border Payment Charges
International transfers involve multiple fees. Know what to expect before you send money abroad.
Transfer Fees
Fixed or percentage-based charges for processing your transfer.
- Sender fees (you pay)
- Recipient fees (they pay)
- Correspondent bank fees
- Payment method charges
Exchange Rate Margins
Banks and services add margin to the mid-market rate.
- Typically 0.5-3% markup
- Hidden in exchange rate
- Compare real rates
- Check mid-market rate
Speed vs Cost
Faster transfers usually cost more. Choose based on urgency.
- Standard: 2-5 business days
- Express: 1-2 business days
- Instant: Same day
- Weekend delays