Debt Service Coverage Ratio Calculator – Fixed Income Tools – Multi-Tools

Debt Service Coverage Ratio Calculator

Calculate and analyze the Debt Service Coverage Ratio (DSCR) to assess a company’s ability to service its debt obligations using its operating income.

Operating Income Details

EBITDA ($)

Earnings Before Interest, Taxes, Depreciation & Amortization

Operating Cash Flow ($)

Net cash from operating activities

Debt Service Details

Principal Payments ($)

Annual principal repayment amount

Interest Payments ($)

Annual interest payment amount

Lease Payments ($)

Annual lease obligations (if applicable)

Advanced Options

DSCR Calculation Method

Analysis Period

DSCR Analysis

Coverage Ratios

0.00x

Component Analysis

Component	Amount ($)	Percentage

Coverage Analysis

Debt Capacity Analysis

Target DSCR	Additional Debt Capacity ($)	Total Supportable Debt ($)

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How to Use

Enter EBITDA or Operating Cash Flow
Input principal and interest payments
Add lease payments if applicable
Select calculation method and period
Click Calculate to analyze DSCR

Interpretation:

DSCR > 1.25: Strong debt service capacity
1.00 < DSCR < 1.25: Adequate coverage
DSCR < 1.00: Insufficient coverage